Use it practically anywhere, for anything

Easily shop locally or internationally, from Dunedin to New York. Groceries from across town. Undies from Napier. Music online. Or hop on a plane and shop abroad, using local currency you’ve loaded. Tokyo, perhaps?

Lock in your preferred currencies and know how much you've got

Get maximum value by loading your money into different currencies when you think the exchange rate looks good, locking that rate in. Plus you won’t pay international transaction fees when you use one of our supported currencies to shop (eg buying US goods online using your US dollars).

See how you can avoid some of the fees here.

Maximum security, minimum stress

Loaded™ for Travel is a safe, secure way to pay online, in-store or over the phone. It’s a whole lot safer than carrying cash. Even if your card gets lost or stolen, you can cancel it easily, you’re protected by Visa’s Zero Liability policy, and your card isn’t connected to your bank account.


Nurture good money habits

Encourage kids towards a bit of financial independence by having them manage their own card and monitor what they've spent online or on the app. You need to be at least 13 years old and be in New Zealand to get a card.

Sweet talk loved ones into loading money for you

You can have friends and family securely load money onto your card for you, if you're lucky. Your card comes with a substitute card number that they can use to do this. The substitute number can’t be used to make purchases, in case you were worried.

More helpful info